Country guide

Moving to Ireland:
ancestry, income, and the fine print.

Retiring here on income alone takes €50,000 a year — per person. But if a parent or grandparent was born in Ireland, citizenship may already be yours for €278. English-speaking, EU passport, severe housing shortage. Here's the whole picture — from official sources, checked and dated.

Ireland quick facts · verified 16 September 2026
5.46MPopulation, April 2025 — up 78,300 in a year (CSO)
€50k/yrIncome required per person for Stamp 0 retirement permission (couple: €100k)
€278Foreign Births Register fee — citizenship by descent via an Irish-born grandparent (~12 months)
€390,461Median home price, 12 months to March 2026 (Dublin: €500,000) — CSO
€1,755/moAverage rent on new tenancies nationally, Q4 2025 — RTB
2.2%2025 average inflation (CSO)
82.6 yrsLife expectancy at birth — 7th in the EU (Health at a Glance Europe 2024)
90 daysVisa-free entry for US & Canadian citizens — and Ireland isn't in Schengen, so days don't count against that clock
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2026 rule changes

Three things that changed recently — and one proposal to watch

Rent controls went national on 1 March 2026. Rent Pressure Zones are gone; every private tenancy in the country is now capped at one increase a year of 2% or inflation, whichever is lower. New tenancies from that date come with 6-year minimum-duration protections. If you'll rent first — most movers should — this reform shapes your lease.
Budget 2026 left tax bands alone but raised PRSI. The 20% band stays at €44,000 (single); the 2% USC ceiling widened to €28,700; PRSI rose to 4.2%, rising again to 4.35% in October 2026. Retirees on Stamp 0 don't pay PRSI on foreign pensions — but tax residency still starts at 183 days.
Foreign Births Register processing is now Dublin-only. Irish embassies and consulates no longer handle citizenship-by-descent applications — everything goes through the Department of Foreign Affairs centrally, online first. Current processing: about 12 months once your complete documents are in. Start early.
Proposal, not law: naturalisation could go from 5 to 8 years. On 8 September 2026 the Government approved priority drafting of the Irish Nationality and Citizenship (Amendment) Bill 2026. If enacted it would raise the residency requirement for citizenship by naturalisation from 5 to 8 years and add an English or Irish language test, a civics test, and an economic self-sufficiency requirement. It is still in drafting — today's 5-year rule stands, and citizenship by descent via the Foreign Births Register is not affected (Department of Justice, gov.ie, checked 16 September 2026).
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