Country guide

Moving to Malta:
sun, English, and the visa options.

English is an official language. Qualifying retirees pay a flat 15% on the foreign income they bring in. There's no annual property tax and no inheritance tax. Here's everything else — from official sources, checked and dated.

Malta quick facts · verified 16 September 2026
574,250Population, of which 29.4% are foreign nationals (NSO, end-2024)
96%Of residents understand English — an official language alongside Maltese (NSO Skills Survey 2023)
15%Flat tax on remitted foreign income under the Retirement and Global Residence Programmes (apply by 31 Dec 2026) — kept by their 2027 replacement, the ITP
€375kMinimum property purchase for MPRP permanent residence (2025 rules; or rent €14,000/yr)
~€1,500/moAverage apartment rent in Sliema/St Julian's; Gozo 1-beds from ~€500 (listing data, 2025)
+5.7%Residential property prices, year to Q3 2025 (NSO price index)
83.2 yrsLife expectancy at birth, 2024 — and the EU's most healthy life years (Eurostat)
~3,000 hrsSunshine per year — among the highest in Europe
The Malta guide

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Recent rule changes

Four things that changed recently — and matter

The 15% programmes are being replaced — the deadline is 31 December 2026. Legal Notice 195 of 2026 (published 14 July 2026, legislation.mt) replaces the Malta Retirement Programme, the Global Residence Programme, The Residence Programme and the UN Pensions Programme with a single Individual Tax Programme from 1 January 2027. The 15% remittance rate stays, but the ITP asks far more: €8,500 application fee, €700,000 property (or €14,000/yr rent), and a €15,000 minimum annual tax for retired pensioners — double the MRP's €7,500. Applications filed under the current programmes by 31 December 2026 keep today's rules until 31 December 2031. If the MRP or GRP fits you, this is an act-now window.
Citizenship by investment is dead. The EU Court of Justice ruled Malta's investor-citizenship scheme contrary to EU law on 29 April 2025 (Commission v Malta, C-181/23). Malta repealed it in July 2025. Residency programmes are unaffected — but nobody can lawfully sell you a fast Maltese passport anymore. Ordinary naturalisation after 5 years' residence exists, and it is entirely discretionary.
The MPRP got a new price list in 2025. Legal Notice 146 of 2025 restructured the Malta Permanent Residence Programme: a €60,000 administration fee, a flat €37,000 contribution whether you buy or rent, property at €375,000 (or €14,000/year rent), and lower fees for family members.
Work-permit costs and thresholds rose in August 2025. Single-permit application fees doubled to €600, and the Key Employee Initiative salary threshold rose to €45,000. The Nomad Residence Permit income bar has been €42,000/year since April 2024.
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