Secure your euros.
Your move runs on euros; your money doesn’t — yet. Convert at the benchmark, little and often, and stop the exchange rate ambushing your budget.
Your move runs on euros; your money doesn’t — yet. Convert at the benchmark, little and often, and stop the exchange rate ambushing your budget.
| Scenario on this amount | What it costs you |
|---|---|
| Card or bank margin of 1% | — |
| Card or bank margin of 3% | — |
| Rate moves 5% against you before you convert | — |
| Rate moves 10% against you before you convert | — |
Context for the numbers: EUR/USD fell from about $1.15 to below $1.00 across 2022, then swung back more than 10% during 2025 (ECB reference rates). Nobody rings a bell at the top — the plan above is how you stop caring.
On a property purchase or a pension transfer, the spread matters more than the headline rate. Ask us anything, or get matched with a currency specialist we've independently vetted. Free, no obligation.